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Balance Billing

When a provider bills you for the difference between the provider’s charge and the allowed amount. For example, if the provider’s charge is $100 and the allowed amount is $70, the provider may bill you for the remaining $30. A preferred provider may not balance bill you for covered services. Read more

Allowed Amount

Maximum amount on which payment is based for covered health care services. This may be called “eligible expense,” “payment allowance” or “negotiated rate.” If your provider charges more than the allowed amount, you may have to pay the difference. Back to Glossary Interested in a Free Benefits Consultation? LET’S MEET

Open Enrollment Meeting Preparation

We believe in making the Open Enrollment (OE) process fun. We want to encourage your staff to enroll and engage in their health. So, whether it’s handing out goodies at your Open Enrollment meeting(s), creating and implementing contests to incentivize employee engagement or designing a wellness program to encourage healthy living throughout the year, we think the meeting itself is the perfect time for you communicate the value of your benefits and to get the goodwill you deserve for the money that you spend on benefits.

Free HR Technology

As an FH Insurance client, you will have access to a benefits administration at no cost. Our team will help make Open Enrollment as simple as possible by updating your offered plans and by supporting you in managing the enrollment process for your group. We also support you with staff Read more

COBRA Administration

FH Insurance provides COBRA administration at no cost to our employers. We partner with various vendors and integrated partners to ensure compliant COBRA administration.  Our online enrollment system, Employee Navigator, integrates directly with various COBRA vendors to minimize the inconvenience of sending COBRA paperwork and double entry.

FLEX, HRA, HSA Administration

FH Insurance provides Flex, HSA and HRA administration at no cost to our employers. We partner with integrated vendors to ensure compliance including non discrimination testing.  Our online enrollment system, Employee Navigator, integrates directly with various Flex, HSA and HRA vendors making dual entries a thing of the past.

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